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Rates

Auto Rates

Current Rates effective January 24, 2017
 

ProductAnnual Percentage RateTermMonthly Payment per $1000Comments
New Auto 2017 /New 20162.99%36 mos$29.08
Up to 100% NADA Value2.99%48 mos$22.13
 3.49%60 mos$18.19
 3.99%72 mos$15.64
    Rate Quoted Discounted for Auto Pay*

$15 Single Interest Insurance Premium is charged on ALL Auto Loans.
Minimum credit score of 680 for quoted rates
For credit scores between 640 and 680 add .50% to quoted rate
Borrowers cannot finance Sales Tax, Acquisition Costs or Titling Fees

ProductAnnual Percentage RateTermMonthly Payment per $1000Comments
Used Auto 2011- 20163.49%36 mos$29.30
 Up to 100% NADA Value3.49%48 mos$22.35
 3.99%60 mos $18.41
Rate Quoted Discounted for Auto Pay*

$15 Single Interest Insurance Premium is charged on ALL Auto Loans.
Minimum credit score of 680 for quoted rates
For credit scores between 640 and 680 add .50% to quoted rate
Borrowers cannot finance Sales Tax, Aquisition Costs or Titling Fees

ProductAnnual Percentage RateTermMonthly Payment per $1000Comments
Older Vehicles 2007 - 20104.99%36 mos$29.97
Up to 100% NADA Value
    Rate Quoted Discounted for Auto Pay*

$15 Single Interest Insurance Premium is charged on ALL Auto Loans.
Minimum credit score of 680 for quoted rates
For credit scores between 640 and 680 add .50% to quoted rate
Borrowers cannot finance Sales Tax, Aquisition Costs or Titling Fees

*Auto Pay = Monthly automatic withdrawal from NMSB account for payment. Rates quoted are 1% higher for loans requiring bills. Subject to credit approval.