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Personal

Savings Accounts

Whether you're saving for the short or long term, North Middlesex Savings Bank makes it easy for you to save through payroll deduction, automatic transfers and at our convenient branch locations. For current rates and disclosures, click here.

Open an Account Online- We Make it Easy!

First, if you have any questions on which account is best for you, or if you have questions as to what information is needed, (i.e. is my online application secure?), please feel free to contact us today at (800)762-3306 x5000.
You can also learn more about what is needed for an account, and the security of the account opening process by viewing our FAQs.
Our personal banking products are designed to meet your real day-to-day financial needs. Click here to learn about which product might be best for you.

The Switch Kit

Looking to switch banks? We make it easy!

Click here to view The Switch Kit, our step-by-step guide to a better banking relationship.

Easy Passbook Savings Account

  • No monthly service charges
  • No minimum balance to maintain
  • Interest is earned on balances of $10.00 or more
  • Interest is credited to your account monthly

Easy MAX Statement Savings Account

  • No monthly fees
  • Account is a statement account
  • Make at least one $50.00 deposit during each eligibility cycle and we'll pay you the maximum rate available*

*See Deposit Rate sheet for Annual Percentage Yield and eligibility requirements. to be met for each Eligibility Cycle . To earn the maximum rate the account must have at least one $50.00 deposit made during the Eligibility Cycle or the account will earn the Standard Rate.  Eligibility Cycle starts the third Thursday of every month and ends the third Tuesday of the next month. Rates subject to change. Statements issued monthly. Interest is paid from the third Thursday of each month and ends the third Wednesday of the next month.

Easy Club Account

With an Easy Club account, save what you need for the holiday season or to plan ahead for a special occasion or event. The Easy Club account is a statement account and you choose the payout date: January 15, April 15, July 15 or Oct 31. Minimum balance to earn interest is $10. Interest is paid at the chosen payout date. A $15 fee per withdrawal will be imposed for each withdrawal made before the payout date. Fees may reduce earnings.