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Checking Accounts

Whether you're looking for a no-cost way to pay bills or a checking account that offers you more for your money, North Middlesex Savings Bank's Easy MAX Checking is a perfect fit. For current rates, click here.

The Switch Kit

Looking to switch banks? We make it easy!

Click here to view The Switch Kit, our step-by-step guide to a better banking relationship.

Easy MAX Checking

  • No minimum balance and no monthly service fee
  • Unlimited check writing
  • Free EasyLINK Internet Banking and Bill Pay
  • Mobile Banking
  • ATM / Debit Card with rebate of foreign fees up to $5.00*
  • Free NMSB ATM Transactions
  • Standard Interest paid on all balances $10.00 or greater with no requirements
  • MAX interest** on balances up to $24,999.99 and market interest $25,000 and over if the following is met:
-12 POS transactions in an eligibility cycle
-Direct Deposit
*NMSB will refund up to $5.00 in transaction fees when using another bank’s ATM, each statement cycle upon customer’s request.
** MAX Interest requirements: 12 debit card purchases (excluding ATMs), receive a recurring direct deposit of a payroll, pension or government issued credit, receive statements electronically (requires EasyLINK Internet banking) during the eligibility cycle***
*** Eligibility Cycle starts the third Thursday of each month and ends the third Tuesday of the next month.

Please see NMSB's Deposit Rate Sheet for current rates and annual percentage yields.

Easy Start Student Checking

The Easy Start Student Checking account is offered to students age 16 to 22.

  • No minimum balance and no monthly service fee
  • Free EasyLINK Internet Banking and Bill Pay*
  • Free Telephone Transfers - Easy Info Line
  • First order of standard checks free
  • Free one-way parental transfers**
  • One-time refund of an unexpected service charge**

* You must be 18 years of age or older to qualify for the Bill pay service and Overdraft Protection Advantage.

** Please see a Customer Service Representative or call 978-772-3306 for further information.