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Checking Accounts

Whether you're looking for a no-cost way to pay bills or a checking account that offers you more for your money, North Middlesex Savings Bank's Easy MAX Checking is a perfect fit. For current rates and account requirements, click here.

Instant Debit Card is Now Available!

Open a Checking Account with us today and instantly get your debit card. No more waiting for a card to arrive in the mail. Need to replace a lost card or add a new debit card to an existing account? Walk into your nearest location today and walk out with a new card. Now that's easy!

Easy MAX Checking

  • No minimum balance
  • No monthly service fee
  • Unlimited check writing
  • Free EasyLINK Internet Banking
  • Free EasyLINK Bill Pay
  • Text, Mobile & Tablet Banking
  • ATM / Debit Card with rebate of foreign fees up to $5.00*
  • Free NMSB ATM Transactions
  • Standard Interest paid on all balances $10.00 or greater with no requirements
  • MAX interest** on balances up to $24,999.99 and market interest $25,000 and over if the following is met:
-12 POS transactions in an eligibility cycle
-Direct Deposit
-eStatements
 
*NMSB will refund up to $5.00 in transaction fees when using another bank’s ATM, each statement cycle upon customer’s request.
** MAX Interest requirements: 12 debit card purchases (excluding ATMs), receive a recurring direct deposit of a payroll, pension or government issued credit, receive statements electronically (requires EasyLINK Internet banking) during the eligibility cycle***
*** Eligibility Cycle starts the day after the third Wednesday of each month and ends the day before the third Wednesday of the next month.


Please see NMSB's Deposit Rate Sheet for current rates and annual percentage yields.

Easy Start Student Checking

The Easy Start Student Checking account is offered to students age 16 to 22.

  • No minimum balance
  • No monthly maintenance
  • EasyLINK (Internet Banking) or EasyLINK with Bill Pay Free of Charge*
  • Free Telephone Transfers - Easy Info
  • First order of standard checks free
  • Free one-way parental transfers**
  • One-time refund of an unexpected service charge**

* You must be 18 years of age or older to qualify for the Bill pay service and Overdraft Protection Advantage.

** Please see a customer service representative or call 978-772-3306 for further information.