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Checking Accounts

Whether you're looking for a no-cost way to pay bills or a checking account that offers you more for your money, North Middlesex Savings Bank's Easy MAX Checking is a perfect fit. For current rates and account requirements, click here.

Open an Account Online-We Make it Easy!

First, if you have any questions on which account is best for you, or if you have questions as to what information is needed, (i.e. is my online application secure?), please feel free to contact us today at (800)762-3306 x1772.

You can also learn more about what is needed for an account, and the security of the account opening process by viewing our FAQs.

Our personal banking products are designed to meet your real day-to-day financial needs. Click here to learn about which product might be best for you.

The Switch Kit

Looking to switch banks? We make it easy!

Click here to view The Switch Kit, our step-by-step guide to a better banking relationship.

Easy MAX Checking

  • No minimum balance
  • No monthly service fee
  • Unlimited check writing
  • Free EasyLINK Internet Banking
  • Free EasyLINK Bill Pay
  • Text, Mobile & Tablet Banking
  • ATM / Debit Card with rebate of foreign fees up to $5.00*
  • Free NMSB ATM Transactions
  • Standard Interest paid on all balances $10.00 or greater with no requirements
  • MAX interest** on balances up to $24,999.99 and market interest $25,000 and over if the following is met:
-12 POS transactions in an eligibility cycle
-Direct Deposit
*NMSB will refund up to $5.00 in transaction fees when using another bank’s ATM, each statement cycle upon customer’s request.
** MAX Interest requirements: 12 debit card purchases (excluding ATMs), receive a recurring direct deposit of a payroll, pension or government issued credit, receive statements electronically (requires EasyLINK Internet banking) during the eligibility cycle***
*** Eligibility Cycle starts the day after the third Wednesday of each month and ends the day before the third Wednesday of the next month.

Please see NMSB's Deposit Rate Sheet for current rates and annual percentage yields.

Easy Start Student Checking

The Easy Start Student Checking account is offered to students age 16 to 22.

  • No minimum balance
  • No monthly maintenance
  • EasyLINK (Internet Banking) or EasyLINK with Bill Pay Free of Charge*
  • Free Telephone Transfers - Easy Info
  • First order of standard checks free
  • Free one-way parental transfers**
  • One-time refund of an unexpected service charge**

* You must be 18 years of age or older to qualify for the Bill pay service and Overdraft Protection Advantage.

** Please see a customer service representative or call 978-772-3306 for further information.