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Construction Program

When you want to build a new home, or improve your existing home, we have the right mortgage for you. Our Construction-to-Permanent Mortgage Program is convenient and cost-effective. This two step loan calls for a construction period where you pay interest only on the funds drawn for a 12 month period (or less if the construction is completed.)

When your construction is complete, the loan automatically converts to a regular monthly payment of principal and interest.This means you only have one closing -- which saves you time and money. You'll also get a guaranteed rate of interest throughout the construction period and on your permanent financing. The interest rate you lock in at application is the same rate you get when construction has ended. Construction loans are available on our owner occupied 7/1 and 10/1 adjustable rate mortgage products.

For more information, contact one of our lenders.