Mortgage Checklist

1) SIGNED AND COMPLETED APPLICATION including:
- Landlord name & address - past two years (if applicable)
- Employer name & address - past two years
- Bank names, account #'s, balances
- Open loans/mortgages - name, address, & account #'s
- Monthly payments, balances
2) OTHER INFORMATION needed:
- W2 tax form (2 years) and 4 current pay stubs
- Bank statements for all accounts - last 3 months
- Purchase & Sale Agreement (with photocopy of deposit checks)
- Self employed people must provide:
  - - 2 years signed tax returns w/ schedules
  - - Profit & loss statements
  - - Balance sheet on the company
3) FORMS to be obtained at interview:
- Request for copy of tax form
- Hazardous materials questionnaire
- Information release authority
- Blanket signature authorization
- Taxpayer ID information
- Initial interview worksheet
4) DISCLOSURES which will be provided at interview:
- Mortgage lender disclosure
- Fixed rate loan disclosure
- Servicing disclosure statement
- Uniform mortgage loan cost worksheet
- Good faith estimate
- Adjustable rate mortgage disclosure
- Rate lock form
5) CONSTRUCTION LOANS - additional info needed:
- Construction questionnaire
- Construction/rehab estimate
- Spec list
- Building plans
- Property plot plan
- Purchase & sales for land
- Executed contract with builder
- Septic plan approval
- Construction loan notice to applicant