Overdraft Protection Advantage may cover your check overdrafts up to $500. Having overdraft coverage does not guarantee that we will pay your overdrafts. If we decide to pay an overdraft, you will be charged fees as described below.
With our Overdraft Protection Advantage, we may authorize and pay overdrafts, up to $500 for the following types of transactions:
We will not authorize and pay overdrafts for the following types of transactions unless you "Opt In":
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
Other Ways We Can Cover Your Overdrafts
We offer other ways of covering your overdrafts that may be less expensive, such as linking your account to another account with us or an overdraft line of credit. Contact us to learn more about these options or to apply for an overdraft line of credit.