North Middlesex Savings Bank is a member of both the Federal Deposit Insurance Corporation FDIC and the Depositors Insurance Fund DIF. This coverage provides full insurance for your deposits without limit or exception. The FDIC insures all deposits up to $250,000 per depositor. You may qualify for more than $250,000 in coverage at one insured bank if you own deposit accounts in different ownership categories. All deposit amounts above the FDIC limits are insured in full by the Depositors Insurance Fund DIF.